Your Wilmington, Massachusetts mortgage experts
Your Future Our Focus
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- saturday:
- sunday:
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- Purchase
- Refinance
We’ll be with you every step of the way
CrossCountry Mortgage’s Wilmington, MA team provides more than a mortgage. We offer a wide range of purchase and refinance programs with experienced staff to help you get the right loan and close with ease. From our team of seasoned loan originators to operations, our decades of expertise in personalized guidance and efficient closings have helped local residents finance their dream homes and meet their financial goals.
With our branch of America’s #1 Retail Mortgage Lender, you receive: :
- An extensive mortgage lending experience and the highest level of customer satisfaction
- Simple online tools and step by step directions that will easily clarify the home financing process
- Consistent communication so you know where your loan stands at all times
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Eric’s testimonials
Meet our team
Kim Carpentier
- Senior Loan Originator
- NMLS #1727272
- 66-M Concord St
- Wilmington, MA 01887
Eric Abenaim
- Branch Manager
- NMLS #42771
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 781-799-2856
Greg DeLue
- Senior Loan Officer
- NMLS #22384
- 66-M Concord St
- Wilmington, MA 01887
Renee Coleman
- Loan Originator/CDLP
- NMLS #1119902
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 603-759-3465
- tel 978-737-7489
- fax 978-737-7494
Jennifer Lambert
- Senior Loan Originator
- NMLS #50014
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 617-285-3962
- tel 978-267-1450
- fax 978-267-1718
Doug Perry
- Senior Loan Originator
- NMLS #49193
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 508-802-8090
- fax 866-757-0307
William Tatosky
- Licensed Loan Officer Assistant
- NMLS #1689858
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 617-529-5565
- tel 978-209-0018
- fax 978-209-0018
Michelle Perry
- Loan Originator
- NMLS #1459173
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 508-431-3477
- tel 508-659-9415
- fax 508-659-9416
Martin Yau
- Sales Manager / Senior Loan Officer
- NMLS #49028
- 66-M Concord St
- Wilmington, MA 01887
Kevin Soctomah
- Senior Loan Officer
- NMLS #1045000
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 617-791-0396
Ryan Griffin
- Loan Officer
- NMLS #1710386
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 603-548-7203
- tel 978-209-0252
- fax 978-209-0254
Sorelys Arias
- Loan Originator
- NMLS #1919734
- 66-M Concord St
- Wilmington, MA 01887
Celso Ortiz
- Senior Loan Officer
- NMLS #1027151
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 978-793-8484
- tel 978-267-1429
- fax 978-267-1429
Aaron Santana
- Loan Officer
- NMLS #1965713
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 781-922-1710
- tel 978-651-9694
- fax 978-651-9694
Maggie Ek
- Senior Loan Officer
- NMLS #1707569
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 978-778-5450
Eric Erickson
- Loan Officer
- NMLS #4785
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 978-835-5366
Scott Murphy
- Senior Loan Officer
- NMLS #37384
- 66-M Concord St
- Wilmington, MA 01887
- [email protected]
- mobile 781-258-1293
- tel 978-267-1641
- fax 978-267-1641
Our support staff
Erica Andrade
Senior Loan Processor
Vanessa Castillo
Loan Partner II
Andrea Rucker
Loan Processor
Karyn Nisbet
Loan Officer Assistant
May Wong
Loan Opener
George Bruff
Branch Marketing Coordinator
Kasey Clifford
Loan Processor AssistantMy social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.