McFetridge Team
Your Future Our Focus
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302 Harper Drive Suite 301 Moorestown, NJ 08057 Mobile (856) 905-7201 Tel (856) 372-4305 [email protected]
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- Purchase
- Refinance
We’ll be with you every step of the way
With years of combined experience, the McFetridge Team knows how to help customers close on their new home with ease. As the Moorestown, NJ branch of America’s #1 Retail Mortgage Lender, we use industry-leading technology to tailor each mortgage to the unique needs of the customer. Working with you from the day you apply to the day you close, our loan officers are here to answer any questions you may have, no matter where you are in the mortgage process.
From conventional loans to VA loans and everything in between, our loan officers work with a large variety of loans. Closing on over 250 loans with a $60 million loan volume last year, the McFetridge Team knows how to get a mortgage in the hands of their customers quickly and seamlessly.
Whether you’re a first-time homebuyer new to the homebuying journey or just looking to add another property to your portfolio, the McFetridge Team is here to answer any questions you may have when it comes to your home loan. Reach out to us today so we can di
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
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Meet our team
Robert McFetridge
- Originating Branch Manager
- NMLS #229657
- 302 Harper Drive Suite 301
- Moorestown, NJ 08057
- [email protected]
- mobile 856-905-7201
- tel 856-372-4305
- fax 856-372-4295
Camila Orejuela
- Loan Officer
- NMLS #1782516
- 302 Harper Drive Suite 301
- Moorestown, NJ 08057
- [email protected]
- mobile 973-262-0998
- tel 856-291-9842
- fax 856-291-9842
Brett Stevens
- Sr. Loan Officer
- NMLS #2012483
- 302 Harper Drive Suite 301
- Moorestown, NJ 08057
- [email protected]
- mobile 732-546-8594
- tel 856-320-5981
- fax 856-372-4410
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Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.