Pat Lavell

Branch Manager

Pittsford, NY Mortgage Lender

NMLS #179233

1173 Pittsford-Victor Road, Suite 155
Pittsford, NY 14534

[email protected]
tel Phone: (917) 277-3363
cellphone Cell phone: (585) 233-3005
fax Fax: 917-277-3363

Apply Now

I can provide a mortgage for any residential property, but my specialty is financing co-op apartments. I’m adept at guiding individuals not only through the home loan process but the co-op approval process, too. I’ve provided financing for everyone from first-time homebuyers to the world-famous and will give you the same star treatment from application to closing and beyond.

From serving such a wide variety of individuals and homebuying situations, I understand mortgages are as unique as the individual. Maybe a conventional mortgage will meet your requirements. Perhaps a jumbo loan is a better fit for your big dreams. Or you could qualify for programs like FHA, USDA, or VA. No matter your dreams, we will make a personalized plan to achieve them.

My consideration for you doesn’t end after finding a mortgage. You can count on me to always answer your questions and make sure your home loan continues to meet your changing circumstances. I look forward to starting your home financing journey.

Specialties

Purchase and Refinance
Purchase
Refinance Loans

Published on Jun 27, 2022

1st Time Buyer Programs for Co-ops

Many buyers think that a down payment of 20% or more is required for a co-op. However, that’s simply not true with all buildings!
Published on Jun 1, 2022

So What Is A Co-op, Anyway?

Co-op is short for a Co-operative building. The building and land are typically owned by a corporation whereby a buyer is buying shares in the corporation (the co-op) in order to buy in the building.
Published on May 24, 2022

The Financing Process for a Co-op Apartment

I’m often asked if the mortgage process and rates are different for a Co-op compared to other property types. Generally, the rates tend to be similar for a Co-op compared with other property types.
Published on May 23, 2022

Is a VA Loan Right for You?

If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

The Mortgage Process

There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.
Payment Calculator

How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan

I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.
Home Loan Check List

Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

Navigating the mortgage loan process is exciting and easy with the right home financing partner. When you work with us, you'll collaborate closely with a licensed professional to make sure you receive a competitive rate and an exceptionally fast and simple experience. When it's all said and done, we strive to be your mortgage lender of choice for years to come, wherever life takes you.

How to Buy or Refinance a Home

Buying your first home is a big investment. We’re here to make the process as easy as possible and keep you informed every step of the way. Whether you’re a first-time homebuyer, are buying a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!

A Lender You Can Trust

You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process, keeping you informed the entire way.

How to Get a Pre-Approval

Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack Credit Approval Program to get you credit approved before you’ve even found a home. This is the advantage you need in a competitive housing market. This program provides you with a certificate to hand sellers demonstrating your ability to buy the home in as few as 10 days after a signed purchase agreement.

Pat Lavell

Branch Manager

NMLS #179233

1173 Pittsford-Victor Road, Suite 155
Pittsford, NY 14534

[email protected]
tel Phone: (917) 277-3363
cellphone Cell phone: (585) 233-3005
fax Fax: 917-277-3363

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Pat Lavell