Headshot of Ronald Smith

Ronald Smith

Senior Loan Advisor

Eugene, OR Mortgage Lender

NMLS #195565

Adress
4710 Village Plaza Loop, Suite 130
Eugene, OR 97401
Contact Methods
Email
tel Phone
541-735-9857
mobile Mobile
(541) 914-8569
fax Fax
541-392-0239

Awards

About Ronald

After being in the industry since 1989, I've discovered my love for helping people understand and grow their net worth through real estate. I am able to take a global look at your financial situation and create solutions to strengthen your wealth and set you up for success into retirement.

I begin the mortgage process by listening to your own personal goals to find the right home loan for you. Whether you're a first-time homebuyer or long-time homeowner, I can offer a wide range of loan programs to fit your needs.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
A renter learning how he can buy his first home

Move on from renting
Move into a home you own

 

I understand buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home.

Not sure you're financially ready?

We'll make a plan that fits your budget.

Think iffy credit will hold you back?

I've got options with flexible requirements.

Unsure about high rates, down payments, or closing costs?

We'll find ways to save.

Don’t wait – let’s start the process so you can make your big move.

Contact Me

The kitchen of a new homeowner

Buying now means saving later

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 541-735-9857

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