CrossCountry Mortgage logomark

Steven Hernandez

Branch Manager

Salem, OR Mortgage Lender

NMLS #404540

3876 Beverly Avenue NE, Building E Suite 39
Salem, OR 97301
Contact Methods
mobile Mobile
(503) 819-0743


About Steven

I’m an experienced loan officer who’s been originating loans for the past 27 years. This much time working with happy clients means you can count on me to provide clear communication – in English or Spanish – every step of the way. I’ll make sure you know what’s happening with your mortgage and answer your questions from application to closing. Together, we’ll make our way through your home loan journey.

Whether you want to buy your first home or next, I offer a variety of loan programs to get the job done. From conventional and jumbo to FHA and VA, we’ll discuss specifics and personalize the mortgage experience to fit your needs. I can’t wait to get started on your home financing journey.

Outside of the office, I work extensively with the Spanish-speaking community in Oregon’s Willamette Valley. I graduated from the University of Oregon with a bachelor’s degree and earned my master’s degree at Portland State University.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at