Headshot of Jeff Cota, CRMP

Jeff Cota, CRMP

Loan Officer

San Diego, CA Mortgage Lender

NMLS #232239

8885 Rio San Diego Drive, Suite 370
San Diego, CA 92108
Contact Methods
mobile Mobile
(619) 279-6418
fax Fax


About Jeff

I’m a Certified Reverse Mortgage Professional (CRMP) with over 20 years of home financing experience. As one of only 200 or so CRMPs credentialed by the National Reverse Mortgage Lenders Association, I’ve spent my career educating and partnering with industry professionals to improve the financial well-being of senior homeowners in retirement. By incorporating housing wealth into your retirement planning strategy, my team and I can set your finances up for long-term success – and perhaps fulfill some lifelong dreams!

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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