Your Scottsdale, Arizona mortgage experts
Your Future Our Focus
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14861 North Scottsdale Road, Suite 105 Scottsdale, AZ 85254 Branch NMLS #2521487
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- monday: 8:30AM – 5:00PM
- tuesday: 8:30AM – 5:00PM
- wednesday: 8:30AM – 5:00PM
- thursday: 8:30AM – 5:00PM
- friday: 8:30AM – 5:00PM
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- Purchase
- Refinance
- VA Loan
- Conventional Loan
- Down Payment Assistance
We’ll be with you every step of the way
As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.
Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.
Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.
Meet our team
Jason Smith
- Regional Vice President/Branch Manager
- NMLS #210839
- 14861 North Scottsdale Road
- Suite 105
- Scottsdale, AZ 85254
- [email protected]
- mobile 480-227-6231
- tel 617-206-3608
Richie Sica
- Loan Officer
- NMLS #2024504
- 14861 North Scottsdale Road
- Suite 105
- Scottsdale, AZ 85254
- [email protected]
- mobile 480-282-7351
- tel 480-389-3692
- fax 480-389-3692
Kyle Pursley
- RVP, Branch Manager/Loan Officer
- NMLS #841347
- 14861 North Scottsdale Road
- Suite 105
- Scottsdale, AZ 85254
- [email protected]
- mobile 602-740-1873
- tel 480-612-8769
- fax 480-612-8769
Kristin Sica
- Senior Loan Officer
- NMLS #2002456
- 14861 North Scottsdale Road
- Suite 105
- Scottsdale, AZ 85254
- [email protected]
- mobile 520-404-0076
- tel 480-439-4118
Dylan Santos, MBA
- Loan Officer
- NMLS #2047199
- 14861 North Scottsdale Road
- Suite 105
- Scottsdale, AZ 85254
Kohlten Hassell
- Senior Loan Officer
- NMLS #1932727
- 14861 North Scottsdale Road
- Suite 105
- Scottsdale, AZ 85254
- [email protected]
- mobile 480-669-0674
- tel 480-805-9025
- fax 480-805-9025
Aaron Guzman
- Inside Loan Originator
- NMLS #1957989
- 14861 North Scottsdale Road
- Suite 105
- Scottsdale, AZ 85254
- [email protected]
- mobile 909-510-7628
- tel 602-600-6765
- fax 602-600-6765
Joshua Mendoza
- Loan Officer Assistant
- NMLS #2137669
- 14861 North Scottsdale Road
- Suite 105
- Scottsdale, AZ 85254
- [email protected]
- mobile 623-227-8301
- tel 480-691-4015
Isela Torres Murillo
- Senior Loan Officer
- NMLS #1889551
- 14861 North Scottsdale Road
- Suite 105
- Scottsdale, AZ 85254
- [email protected]
- mobile 480-444-6660
Cheyne Jones
- Senior Loan Officer
- NMLS #210685
- 14861 North Scottsdale Road
- Suite 105
- Scottsdale, AZ 85254
Our support staff
Victoria Vasquez
Loan ManagerStacy D’Amato
Loan ManagerJeremiah Salas
Branch Marketing SpecialistElizabeth Hosier
Branch ReceptionistGuides and resources
Jason’s testimonials
Inspiration for your home loan journey
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.