Patrick Anderson

Hi, I’m Patrick, and I’ve been helping clients purchase and refinance residential real estate since 2006. I believe that communication is the key to a successful financing process, and I strive to make every transaction as smooth as possible by keeping my clients informed at each stage of their home financing journey.

At the St. Petersburg, FL branch of America’s #1 Retail Mortgage Lender, I focus on building long-term relationships with my clients. Whether you’re a first-time homebuyer or refinancing your current home, my goal is to listen carefully to your needs, educate you on available loan options, and provide personalized guidance from application to closing and beyond. Together, we’ll find the mortgage solution that best suits your unique goals and priorities.

Specialties

Purchase and Refinance
Purchase
Refinance Loans

Patrick’s Testimonials

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Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

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*For full terms and conditions, visit ccm.com/buynowrefilater.

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

Home loans with as little as 3% down
Temporary buydowns to lower your mortgage rate at the start of your loan
Down payment assistance from national and state programs
Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

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Published on Sep 18, 2024

Fed Rate Cuts 2024: Federal Reserve Cuts Funds Rate

Learn how the 2024 Fed rate cuts could affect mortgage rates. Explore opportunities for homebuyers and homeowners to benefit from lower interest rates.
Published on Aug 13, 2024

Mortgage Rates: How To Prepare For A Drop

Prepare for future rate drops with our guide on mortgage rates. Learn how to improve your credit, save for a down payment, and explore loan options to get ready.
Published on Aug 8, 2024

What is the Average Down Payment on a House?

Curious what the average down payment is on a house? Learn how factors like home price, loan type, and location influence what you need to save in this guide.
Published on Aug 6, 2024

What Is A Home Equity Line Of Credit (HELOC)?

Explore how a Home Equity Line of Credit (HELOC) can fund major expenses and learn about the application process, interest rates, and the pros and cons.

Helping your home financing process go smoothly.

Resources

The Mortgage Process

There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.
Payment Calculator

How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan

I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.
Home Loan Check List

Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

I would recommend Patrick to everyone who is looking to buy a home, very knowledgeable full of advice. I am very very happy that I went with Patrick and his team. Thank you for everything.
Petra D.

Being self-employed, my loan was not an easy one. Patrick worked hard to help our loan get through underwriting and was able to get us to closing ahead of schedule.
Derek G.

Patrick was amazing! Our loan situation was challenging at best. This could not have happened without him!
Lynette I.

Loan Officer

NMLS #334958

Adress

696 1st Avenue N Suite 204
St. Petersburg, FL 33701

Contact Methods

Email: [email protected]
mobile Mobile: (727) 424-0508

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