Your Tampa, Florida mortgage experts
Your Future Our Focus
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
We’ll be with you every step of the way
CrossCountry Mortgage – Tampa Bay, FL has more than 15 years of experience helping our clients and partners finance their dream homes.
With America’s #1 Retail Mortgage Lender, you will get:- Industry leading closing times of 21 days or less, and a commitment to meet or exceed closing dates, every time.
- Exceptional and consistent communication so you are always up to date on the process.
- A personalized and custom loan program by a local loan officer to achieve your goals.
- We offer a variety of loan programs whether to purchase or refinance including Conventional, FHA, VA, and USDA loan programs.
- World Class, leading edge, and secure technology to make the loan process simpler and more efficient.
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Meet our team
Ryan Boyd
- Loan Originator
- NMLS #1313799
- 205 S. Hoover Blvd.
- Suite 203
- Tampa, FL 33609
- [email protected]
- mobile 727-742-7966
- tel 813-345-4378
Jennifer Wunderlin
- Loan Originator
- NMLS #187657
- 205 S. Hoover Blvd.
- Suite 203
- Tampa, FL 33609
Shannon Sommers
- Senior Loan Originator
- NMLS #385885
- 205 S. Hoover Blvd.
- Suite 203
- Tampa, FL 33609
- [email protected]
- mobile 813-760-3411
- tel 813-437-6401
- fax 813-437-6401
Dave Davis
- Mortgage Loan Officer
- NMLS #76573
- 205 S. Hoover Blvd.
- Suite 203
- Tampa, FL 33609
- [email protected]
- mobile 443-690-3045
- tel 813-725-4235
Jason Gervais
- Mortgage Loan Officer
- NMLS #2005338
- 205 S. Hoover Blvd.
- Suite 203
- Tampa, FL 33609
- [email protected]
- mobile 813-300-5922
- tel 813-337-6366
- fax 813-337-6366
Cole Leety
- Loan Officer
- NMLS #2012175
- 205 S. Hoover Blvd.
- Suite 203
- Tampa, FL 33609
- [email protected]
- mobile 717-371-8846
- tel 813-324-2781
Ryan Caprio
- Loan Officer
- NMLS #2370380
- 205 S. Hoover Blvd.
- Suite 203
- Tampa, FL 33609
- [email protected]
- mobile 904-521-9229
Ethan Pliskow
- Loan Officer
- NMLS #2606726
- 205 S. Hoover Blvd.
- Suite 203
- Tampa, FL 33609
- [email protected]
- mobile 813-205-2410
Our support staff
Michael Corrigan
Regional ManagerMelanie Coffman
Senior Loan ProcessorLiz Pardo
Loan Processor
Amanda Pliskow
Branch Operations ManagerTraci Marasco
Loan PartnerJohn Shepard
Loan ProcessorLaura Welch
Loan Officer AssistantBuzz Samuel
Loan OfficerMy social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.