Headshot of Nikki James

Nikki James

Loan Officer

Team Nikki James

NMLS #293138

Adress
4610 South Ulster Street, Suite 300
Denver, CO 80237
Contact Methods
Email
tel Phone
720-739-0099
mobile Mobile
(650) 322-0303
Apply Now

Awards

2023 Scotsman Guide Top Originator
Scotsman Top Women Originators
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Nikki

Hi, I'm Nikki, and I believe a mortgage is more than a transaction—it's about helping people create their greatest family memories in a place they call home. As part of the Denver, CO branch of America’s #1 Retail Mortgage Lender, my team is made up of highly skilled mortgage experts with 30+ years of experience. We specialize in all types of lending, including bridge loans, RSU income, complex income structures, and first-time homebuyers.

We truly care about what we do and are dedicated to educating our clients on all aspects of a mortgage and the products available. This way, you can move forward confidently with your home purchase. We also assess affordability alongside qualifications to find the right price range and loan amount tailored to your situation.

With constant communication, you’ll be informed about the mortgage process every step of the way. We’ll guide you through each stage and answer any questions about your homebuying journey. I can’t wait to show you the difference we can make in your home financing.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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