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3401 Mallory Lane, Suite 100 & 200 Office 112 Franklin, TN 37067 Mobile (615) 339-6180 Tel (615) 906-1855 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Jared Prichard
- Originating Branch Manager
- Franklin, TN Mortgage Loan Officer
- NMLS #188233
I’ll be with you every step of the way
Hi, I’m Jared, a Southern California native who has called the Nashville area my home for more than 18 years. As a dedicated loan officer at our Franklin, TN branch with America’s #1 Retail Mortgage Lender, I’ve developed a reputation among real estate agents, builders, and customers alike for my truthfulness, integrity, knowledge, and WOW service.
With over 20 years of experience in the mortgage industry, my goal is to help you cut through the clutter and noise in the marketplace. Whether you’re purchasing your first home, refinancing, or investing in property, I’ll quickly and efficiently find a loan that meets your objectives and fits your lifestyle.
I don’t need to tell you how great CrossCountry Mortgage is—the reputation says it all. We listen first, communicate the facts clearly, and close on time. Count on me to always look out for your best interests and keep you informed every step of the way. It’s a great feeling helping you get in the door and handing you the keys to your dream home!
Jared’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.