CrossCountry Mortgage logomark

Sandra Hamlin

Branch Manager

Team Timko

NMLS #2278481

29777 Telegraph Road, Suite 1560
Southfield, MI 48034
Contact Methods
tel Phone
mobile Mobile
(586) 945-5510
fax Fax


About Sandra

I love helping people accomplish their dream of homeownership! My goal is always to make the homebuying process as seamless and stress-free as possible.

I’m very passionate about ensuring my clients and their real estate agents feel comfortable and confident throughout the home financing process. I believe this is why my clients refer their friends and family to me. They’ve seen how I’ve helped them and feel confident I can help their loved ones in a similar way.

With every client, I begin by listening. That’s how I’m able to structure your ideal home loan — by understanding your goals and priorities. You may be a first-time homebuyer or long-time homeowner. You may be buying an investment property or planning a renovation.

Regardless of your situation, I can help. I offer a wide range of mortgage programs, from conventional and jumbo to FHA and VA. I can help you find the right one for you.

I serve as your dedicated partner throughout the process to keep you informed about your loan’s progress and answer your questions along the way.

Whether you’re buying, refinancing, or renovating, I’m ready to give you an exceptional experience.

Outside of work, you might see me on the roads enjoying some “two-wheel therapy” on my Harley Davidson motorcycle (don’t worry, though: safety always comes first).


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 248-744-6183