Headshot of Amber Garofalo

Amber Garofalo

Branch Manager

The Amber G Team

NMLS #518359

Adress
9591 60th Street N, Suite A
Lake Elmo, MN 55042
Contact Methods
Email
tel Phone
651-300-9411
mobile Mobile
(651) 592-4903
Apply Now

Awards

2023 Scotsman Guide Top Originator
Scotsman Top Women Originators
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Amber

Hi, I'm Amber Garofalo, a loan officer at our Lake Elmo, MN branch with America’s #1 Retail Mortgage Lender. I bring an extensive background in originating, processing, underwriting, closing, and servicing, offering top-level service from application to beyond closing. With over two decades in the industry, I've helped thousands of families achieve the American dream.

As a Certified Mortgage Planning Specialist, I assist clients at all stages—first-time homebuyers, those downsizing, or building new homes. I'm licensed in Minnesota, Wisconsin, Florida, and Colorado, and known as the "Florisota" connector for vacation homes, owning multiple properties myself. I ensure a seamless mortgage process through a well-respected team dedicated to providing outstanding service.

I'm honored to have received industry accolades, including Scotsman Guide Top Producers and MN Monthly's Best Mortgage Professionals. I'm also a member of CCM NOW (Network of Women) and host monthly segments on the Emmy-nominated American Dream TV series.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

Recent Posts and Articles

Blog

The American Dream, CNBC, Bloomberg, Travel Channel logos

Financing the American Dream in Minneapolis and St. Paul

Amber is a host for the Emmy nominated American Dream TV series covering topics related to area culture and homeownership in the Minneapolis/St. Paul, Minnesota markets. Financing the American Dream airs nationally on CNBC, Bloomberg, the Travel Channel, and streaming. Selling the Twin Cities airs locally on CBS and The WB.

See Past Segments

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

I would highly recommend the Amber G Team to anyone purchasing a home. Everyone works together and knew exactly what was going on at all stages of the process. As a first time home buyer this was very comforting. The team was informative and made every step along the way simple.
Eric D.
Amber's Team was amazing throughout the entire process. From the moment I'met them all the way until my closing date, I was very comfortable, especially as a first time home buyer. They made the experience stress free, easy, and fun. I would recommend them to anyone!
Derek O.
Amber and her team have been AMAZING through this whole process. We are first time home buyers and had absolutely no clue what to expect. Each member of the team made us feel knowledgeable and capable throughout each conversation. Not only that, but the team was so on top of paper work and communication that we were cleared to close over a week before our scheduled date. Could NOT recommend these guys enough!!!
Rhona T.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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