Headshot of Jo-Anne Lupo

Jo-Anne Lupo

Loan Officer

The Lupo Team

NMLS #265110

Adress
8885 Rio San Diego Drive, Suite 370
San Diego, CA 92108
Contact Methods
Email
mobile Mobile
(619) 857-2617
fax Fax
619-858-2528
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Jo-Anne

Hi, I’m Jo-Anne, and I’ve been in the mortgage industry for 23 years. I’m passionate about helping clients achieve their homeownership goals, whether as a first-time homebuyer or a seasoned investor. I always take the time to truly listen and understand your goals, so I can provide the best possible outcome. At the San Diego, CA branch of America’s #1 Retail Mortgage Lender, I’m proud to offer competitive rates and personalized mortgage products tailored to your unique circumstances.

Buying a home is unlike any other purchase you’ll ever make, and I’m committed to making your mortgage an investment that aligns with your long- and short-term financial goals. My promise is to provide peace of mind through education and communication before, during, and after your loan process. Together, we’ll build a lifetime partnership to help you manage your mortgage and maximize your financial future.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Jo-anne and her team went above and beyond every step of the way. We would not be homeowners with out her! Very personal experience.
Sean S.
I love Jo-Anne and the way she and her team made it happen. I had lost hope with doing anything to improve my situation and reached out to Jo-Anne who saved the day!
Angela G.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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