The Marquis Team
Your Future Our Focus
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81 Hartwell Avenue, Suite 210 Lexington, MA 02421 Mobile (617) 763-0103 Tel (781) 410-8821 [email protected]
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- Conventional Loan
- Jumbo Loan
- Non-QM Loans
- Purchase
- Refinance
We’ll be with you every step of the way
Our team has been crafted to give you the best mortgage experience possible. This commitment to excellence comes directly from Andrew to his handpicked group of experts. Every team member has spent time with him learning “the Andrew way” of doing business, which empowers us to give our clients and referral partners the best service possible at America’s #1 Retail Mortgage Lender.
We pride ourselves on outstanding customer service by way of constant communication. Staying in touch with regular updates and prompt responses to questions has helped many clients and real estate agent partners through what can be a stressful process.
We can’t wait to show you what The Marquis Team can do!
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Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Andrew’s testimonials
Meet our team
Andrew Marquis
- Sr. Vice President
- NMLS #29861
- 81 Hartwell Avenue
- Suite 210
- Lexington, MA 02421
- [email protected]
- mobile 617-763-0103
- tel 781-410-8821
- fax 781-410-8850
Rick Shin
- Outside Loan Originator
- NMLS #2384664
- 81 Hartwell Avenue
- Suite 210
- Lexington, MA 02421
- [email protected]
- mobile 617-543-8114
- tel 781-386-2863
- fax 781-386-2863
Our support staff
Patrick Collins
Sales Manager
James Ellis
Branch Business Development Specialist
Kayla Fogarty
Transaction Coordinator
Leanne Poole
Transaction Coordinator
Maria Hernandez
Branch Operations Manager
Roy Palumbo
Loan Opener
Nick Marlin
Production Manager
Michael Hackett
Operations Manager
Kevin Coccoluto
Licensed Loan Officer Assistant
Desirae Day
Sales Assistant
Brendan Minich
Licensed Loan Officer AssistantMy social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.