Headshot of Anthony Nicholas

Anthony Nicholas

Branch Manager

The Nicholas Team

NMLS #6845

102 Chestnut Ridge Road, Suite 200
Montvale, NJ 07645
Contact Methods
tel Phone
mobile Mobile
(845) 742-1403
fax Fax


About Anthony

I have been in the business of helping families and individuals secure financing for their home purchases since 2004. Most importantly, I have been supporting families purchase homes with a monthly payment they are comfortable at and staying at or under the goal for your total investment. No goal is more important than providing the right mortgage to positively influence your life. This means not only offering the best products and financial advice but also giving you constant communication and loan status updates. From application to closing and beyond, I know how to make the home loan process go smoothly.

When you work with me, we will first set a budget for your monthly and total investment goals. From there, I will break down exactly what your plan looks like from a rate, monthly payment, and closing costs standpoint. I offer a wide range of programs, from conventional mortgages to specialty products, to make your dreams a reality. We’ll review your options and determine together what is the best price range for your circumstances. After that, then the fun part of seeing homes and doing your market research! Once you find the perfect place, I will be your biggest advocate along with your agent to give the seller and listing agent the confidence they need to accept our offer! With my team motto GO BIG OR NO HOME we will pull out all the stops to ensure your offer stands out and gets accepted.

I’ve been certified for FHA 203(k) and Fannie Mae HomeStyle renovation loans since 2009 and believe these options are ideal for purchasing, refinancing, or renovating a home. With the recent shortage of house inventory, this is a great way to turn a residence needing some work into your dream home. I can’t wait to help you get started!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

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*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 551-309-2492