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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Meg Robb
- Regional Vice President
- Mount Pleasant, SC Mortgage Loan Officer
- NMLS #546549
I’ll be with you every step of the way
Hi, I’m Meg, and Charleston, South Carolina, is my home and the heart of my professional expertise in the mortgage industry. As a graduate of the esteemed College of Charleston, I have deep-rooted connections within the local community, enabling me to provide exceptional service to my clients.
With over 21 years of experience, my outstanding team and I pride ourselves on tailoring each loan to meet our client’s unique needs and circumstances. Our team is committed to delivering on our core promises:
- Thorough breakdowns: We provide detailed explanations of your down payment, monthly payment, and closing costs.
- Reliable pre-approvals: Count on our pre-approvals to give you a competitive edge in our market.
- Exceptional communication: We maintain open lines of communication, keeping you informed at every loan milestone.
- Timely closings: We strive to make the process as smooth as possible.
- Your trusted lender for life: Building long-lasting relationships is our top priority.
Meg’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.