The ROC Group
We’ll be with you every step of the way
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- Purchase
- Refinance
Partner with CrossCountry Mortgage, an experienced and local lender in Boston, MA backed by the resources of America’s #1 Retail Mortgage Lender. We have years of experience helping customers finance their dream homes. We can help you find the ideal mortgage solution to fit your needs.
With us you receive:
- Personalized and local customer service
- A variety of products to choose from, including purchase, refinance, cash-out and more
- A quick, secure, and easy application process
- Experienced licensed loan officers who can recommend the best loan type to fit your financial situation
- Consistent communication so you know where your loan stands at all times
Because we each have our own role, our team can help you with individual expertise – creating a home loan process that moves from milestone to milestone with ease. Trust us to give you an outstanding mortgage experience.
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Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Testimonials
Meet our team
Yauvan Kumar
- Vice President of Mortgage Lending
- NMLS #136009
- 881 Dover Drive
- Suite 110
- Newport Beach, CA 92663
Ivan Duarte
- Vice President of Lending
- NMLS #32559
- 147 E Lyman Avenue
- Suite D & C-1
- Winter Park, FL 32789
Christopher Mullen
- Senior Account Executive
- NMLS #323327
- 881 Dover Drive
- Suite 110
- Newport Beach, CA 92663
- [email protected]
- mobile 617-283-8790
- tel 617-302-9085
Our support staff
Grettel Perez
Branch Production Manager
Gerard Salvati
Branch Operations Manager
Sam Ho
Loan Officer
Zunaira Asghar
Loan Consultant/Advisor
Patrick Fleming
Branch Account ExecutiveSharon Velasco
Disclosure SpecialistMy social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.