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Kyle Farrell

Loan Officer

Toms River, NJ Mortgage Lender

NMLS #2248697

1182 Fischer Blvd., Suite 1
Toms River, NJ 08753
Contact Methods
mobile Mobile
(732) 456-9609
fax Fax


About Kyle

Inspired by community, I migrated from humble Newark roots to the vibrant Jersey Shore. After my Psychology degree, I embraced service through Substance Abuse Counseling. But my true calling unfolded when my growing family sought homeownership. Witnessing the impact of a mortgage loan originator sparked my passion, leading me to become one myself.

For me, mortgage lending is more than just a career; it's a bridge between dreams and reality. By understanding each client's unique story and aspirations, I tailor financial solutions that empower their long-term goals. Their trust fuels my unwavering commitment to their success.

Building relationships with referral partners expands my reach, allowing me to guide their family, friends, and clients towards securing dream homes, refinancing, or investing in real estate. Witnessing their stability and happiness is my greatest reward, knowing I play a part in their journey fills me with immense fulfillment.

Every interaction reminds me of the transformative power of a home, and I'm dedicated to making those dreams a reality.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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