Headshot of Mark Ramos

Mark Ramos

Branch Manager

Toms River, NJ Mortgage Lender

NMLS #216938

1182 Fischer Blvd., Suite 1
Toms River, NJ 08753
Contact Methods
mobile Mobile
(732) 713-2887
fax Fax


About Mark

As a born-and-raised New Jersey native, I’ve always valued hard work and self-sufficiency. Growing up in Tenafly, Bergen County, I worked two jobs to put myself through college, earning a bachelor’s degree in communications from the College of New Jersey. These days, you’ll find me attending my kids’ soccer/volleyball/baseball games and giving back to my community as a member of the Knights of Columbus and my local church.

Now Living in Ocean County with my wife and seven children, I’m passionate about building relationships with my clients and providing them with the personalized attention they deserve. Whether we’re discussing your mortgage needs or simply enjoying the great outdoors, I’m committed to getting to know you on a personal level and helping you achieve your goals.

With over 18 years of experience in the industry, I have the knowledge and expertise needed to help you secure the best possible terms and rates for your mortgage. Plus, as a local, community-based lender, I’m invested in your success and will work tirelessly to ensure that you receive the highest level of personalized service and support.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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