Headshot of Traci Kane

Traci Kane

Branch Manager

Rick Lindsay Team

NMLS #220010

1001 Rondale Ct., #1005
Dardenne Prairie, MO 63368
Contact Methods
tel Phone
mobile Mobile
(314) 393-3607
fax Fax
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.


About Traci

After working for 15 years in medical management, I was refinancing my home and saw a life-changing sign: “Hiring Lending Specialists.” I inquired about the position and started my career in home financing in 2000. On January 1, 2001, I became a full-time loan officer and never looked back.

When you work with me, I’ll meet you where you’re at. I want to understand your unique circumstances to set you up for future success. That starts with listening to your needs and concerns to help you feel confident through closing. We’ll discuss the steps between your application and move-in day, the state of the housing market, and the best ways to build wealth. Whether your first home or fifth investment property, nothing is more important than making your homeownership dreams a reality.

I’ve built my career on personalizing the mortgage process. From first-time homebuyers and self-employed borrowers to assisting clients with unique situations, credit repair needs, or condo financing, I'll get it done. I look forward to starting your home financing journey and walking by your side every step of the way.

I grew up on a small farm with my parents working as coal miners. After completing high school, I went to trade school for dental assisting. That led to two years at an orthodontist's office and a move to St. Louis to work for an ear, nose, and throat physician. Today, I love to spend time with my three children, two dogs, and friends – especially vacationing, hiking, and attending sporting events and concerts.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
First time homebuyers relaxing in the living room of their new home

Get up to $4,000 in down payment assistance

Your home starts here
Freddie Mac BorrowSmart AccessSM


Are you looking to live in St. Louis, MO-IL? We’d love to help you buy your first home.

We’re proud to offer Freddie Mac BorrowSmart Access, a program that provides up to $4,000 in down payment/closing cost assistance based on Area Median Income (AMI) and other eligibility criteria.

To learn program requirements and apply,
click the button below!

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Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 314-668-5449

First-time homebuyers and their child playing in their new home

First-time homebuyers:
Get up to $4,000!


There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience!

CCM Smart Start will contribute up to $4,000 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $4K) for the down payment so your homeownership dream can come to life.

For terms and conditions, visit

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