Headshot of Bill Litton

Bill Litton

Regional President

West Chester, PA Mortgage Lender

NMLS #147060

Adress
1479 Wilmington Pike Ste 2 and 3
West Chester, PA 19382
Contact Methods
Email
tel Phone
484-352-4151
fax Fax
410-696-3154
Apply Now

About Bill

I am continually improving and refining the mortgage process to better serve real estate agents and consumers. We provide services and attention to the important details unlike any of our competitors.

I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances. I will provide you with accurate high-quality information so you can make the best decisions with regard to your mortgage options.

Our Preapproval Process has proven to be the gold standard in Southeastern Pennsylvania and the Tri State Area. It is a simple 3 step process that guarantees you obtain the best loan options available. It ensures you have accurate facts and figures in hand before you commit to any big decisions. We have a 100% close ratio with the Preapprovals we underwrite. We also find that 99.99% of our surveys come back with 5 stars across the board!

Communication is key! I will make sure you know where your mortgage stands at each stage of the process. I’ll be with you every step of the way, from application to closing and beyond.

Whether you are buying, refinancing, or renovating, I am ready to provide you with the best options available. We are 100% a referral based company and we urge you to ask around about our track record.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Homeowners in their new kitchen

Get $6,500 in down payment assistance

We want to put homeownership within your reach. CCM Community Promise can provide $6,500 in down payment assistance if you live in a qualifying neighborhood in Chicago, Detroit, and Philadelphia.

You must live in an eligible census tract in these communities at the time you apply for your home loan, but you can purchase a home anywhere in the United States.

Start your pathway to homeownership. Get in touch to see if you're eligible.

Contact Us

The kitchen of a new homeowner

Buying now means saving later

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member
Recording set

Smart Mortgage Show

Join Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

Listen Now

Recent Posts and Articles

Blog

  • Hispanic family laughing together
    Published on

    NAHREP 2022 State of Hispanic Homeownership Report

    2020 marked the beginning of large-scale, consistent market fluctuations, but despite that, the Hispanic homeownership rate has continued to rise. The National Association of Hispanic Real Estate Professionals (NAHREP) has released its annual report for 2022. Here's some key takeaways from the report.

  • A family on a tablet
    Published on

    Can You Buy a House with No Money Down?

    Saving for a down payment is definitely important, but there are alternative options if you have little to no down payment available to purchase a home. Let’s take a look at these options to see if one fits your circumstances.

  • Homeowner and his dog
    Published on

    Should I Use a HELOC for Home Improvement

    Renovation projects can update your home and make it more comfortable while also boosting its value. But home renovations can be costly. Should you use a home equity line of credit (HELOC) for home improvement projects?

    Here are the pros and cons of using a HELOC for home renovations.

  • A renovated kitchen
    Published on

    How the Purchase and Refinance Mortgage Process Works

    If you’re thinking about buying or refinancing a home, you may find yourself in unfamiliar territory. Use this quick guide to learn more about what to expect when buying or refinancing a home.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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