Headshot of Scott Murphy

Scott Murphy

Loan Officer

Wilmington, MA Mortgage Lender

NMLS #37384

66-M Concord St
Wilmington, MA 01887
Contact Methods
tel Phone
mobile Mobile
(781) 258-1293
fax Fax


About Scott

I’m a lifelong New England resident who now calls Bedford, New Hampshire, home with my partner, Jennifer, and our four children. I graduated from Merrimack College Girard School of Business with a double concentration in finance and management before beginning a professional career helping people with their personal finances – including over 20 years in real estate and home financing.

In my years as a mortgage professional, I’ve learned that every loan starts with your goals and circumstances. If you’re a first-time homebuyer, I’ll walk you through each step of the process and answer all your questions. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, and VA have evolved to help you achieve your homeownership dreams.

From pre-approval to closing and beyond, I’ll be by your side to make sure you know what’s happening with your mortgage and provide guidance along the way. I look forward to providing you outstanding customer service and a personalized home financing experience.

In my free time, I enjoy time with my family and friends, cooking, grilling, baking, camping, hiking, kayaking, fishing, playing and watching sports, coaching youth sports, and doing anything outdoors.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 978-267-1641