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2165 Woodlane Drive, Suite 101 Woodbury, MN 55125 Mobile (612) 423-6446 Tel (651) 314-4177 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Evan Nash
I’ll be with you every step of the way
Hi, I’m Evan, the perfect person to guide you through your loan process. Prior to mortgage, I worked in training and management in the hospitality industry for over 10 years. This experience will be evident as soon as you sit down with me. My ability to translate the process, explain next steps, and advise my clients on what they need to do is unmatched. I also bring a sense of calm and fun to an otherwise dry process.
With degrees in Econometrics and Business Management from the University of Minnesota Twin Cities, I truly understand how the mortgage market works and how it can best serve your financial goals. Backed by America’s #1 Retail Mortgage Lender, I’m ready to make the loan process smooth and stress-free.
When I’m not in the office, you can find me hunting, fishing, camping, at outdoor festivals, or on brewery patios – basically, anything in the fresh air.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.