This is the bottom line: The best loan terms that fit the client’s situation and needs that can be closed within the required time frames.” This has been my mantra for many years. During this time of tougher underwriting and frequently changing guidelines and regulations, I am your advocate to make sure the loan closes smoothly and on time. By contacting me, you are tapping into 30 years of experience. I can work with anyone in California, specializing in Del Mar, Solana Beach, Cardiff, Encinitas, Carlsbad, Oceanside, San Marcos, and Vista. Need help in another state? We have an awesome out of state team in our branch too.
I graduated from UC San Diego with a degree in Economics. I am a licensed California Real Estate Broker and have the full NMLS licensing credential that includes extensive background checks, along with State and Federal exams. I surf and have coached soccer for Encinitas Express and Lacrosse at Canyon Crest Academy. I am married with two children and have lived in Encinitas for 32 years.Meet with Zach