Headshot of Zak Raffel

Zak Raffel

Loan Officer

Zak Raffel Team

NMLS #1470292

Adress
102 Chestnut Ridge Rd Suite 200
Montvale, NJ 07645
Contact Methods
Email
tel Phone
201-746-6777
mobile Mobile
(914) 419-5638
fax Fax
201-591-7965
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Zak

My name is Zak, and it's a privilege to help my clients buy their dream home while delivering the world-class experience they deserve. My top priority is to educate you on every aspect of the mortgage process and ensure you become a customer for life.

Finding the best loan product and rate for your needs is a given, but it’s the personal care and attention that makes the difference when you work with me. I’m proud to serve as a loan officer at the Montvale, NJ branch of CrossCountry Mortgage, America’s #1 Retail Mortgage Lender, where exceptional service is the standard.

When I’m not working, I cherish time with my wife and two young boys. Thank you for taking a moment to learn a bit about me!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

First-time homebuyers and their family celebrating in their new home

Buying your first home is possible

Are you dreaming of owning your own home, but it feels impossible to get started? Navigating the homebuying process can be overwhelming, but you're more ready than you think!

We guide you every step of the way – simplifying the process and shaping your homebuying power, so you feel confident all the way home.

Let's get started

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Zak was great every step of the way! I will highly recommend him to all my friends!
Andrea L.
Zak was perfect. Def will recommend him to family/friends.
Rebecca M.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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