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9400 Holly Ave NE, Building 4, Suite O Albuquerque, NM 87122 Mobile (720) 939-8347 Tel (505) 431-9645 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Mark Burnett
- Divisional Sales Manager
- Albuquerque, NM Mortgage Loan Officer
- NMLS #276860
I’ll be with you every step of the way
Hi, I’m Mark, based in Albuquerque, NM, and I’m a husband to my incredible wife and a father to two terrific children, a dog, and a cat. I grew up in Western New York, enjoying all types of sports and outdoor activities. After attending Seton Hall University and marrying my wife, we moved to Colorado nearly 24 years ago. We’ve truly adapted to the wonderful life Colorado has to offer!
Outside of family, my focus and passion is the success of others. Whether it’s the families I help with home financing, loan officers I serve, or real estate agents I assist in expanding their business, I take pride in knowing that, in some small way, I’ve helped people reach their success. My core beliefs in having a successful business are:
- Help where help is needed
- There’s always time to do the right thing
- There’s never a time to do the wrong thing
- Happiness begins where selfishness ends
- The more you give, the more you receive
- Be passionate, be hungry, and be humble
Whether you’re buying, refinancing, or renovating, I can’t wait to put these values to work for you and give you an outstanding mortgage experience with America’s #1 Retail Mortgage Lender.
Mark’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.