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555 North Point Center E, 4th Floor, Office 455 Alpharetta, GA 30022 Mobile (404) 401-6736 Tel (404) 504-8495 [email protected]
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- Purchase
- Refinance
Your Local CrossCountry Mortgage Loan Officer
Shannon Bradshaw
- Senior Loan Officer
- Alpharetta, GA Mortgage Loan Officer
- NMLS #545211
Meet Shannon Bradshaw
Senior Mortgage Strategist | Trusted Financing Partner
With over 21 years in the mortgage industry, I’ve learned that the best financing solutions are never one-size-fits-all. Every client has a unique story — and it’s my job to listen closely, ask the right questions and guide you toward the strategy that fits your life, not just the market.
At America’s #1 Retail Mortgage Lender, I provide more than rate quotes. I offer clarity, confidence and a clear path forward — whether you’re buying your first home, moving up or planning a long-term investment. With me, you won’t just get pre-approved — you’ll get empowered.
Known for my responsiveness and honest guidance, I collaborate with real estate agents, financial advisors, and families to simplify complex decisions and ensure smooth closings. I’m here to erase the guesswork and help you choose the outcome that supports your goals.
Because when you have the right loan officer, you get more than financing — you get a plan.
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Shannon’s testimonials
Inspiration for your home loan journey
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Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.