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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- saturday: 8:00AM – 5:00PM
- sunday: 8:00AM – 5:00PM
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- Huntingtown, MD
- East Bay, SC
- Alexandria, VA
- Lake Shore, FL
- Hunter Aaf, GA
Your Local CrossCountry Mortgage Loan Officer
Aaron Sanders
I’ll be with you every step of the way
Hello! I’m Aaron, a Coast Guard Veteran, real estate investor and loan officer helping Service Members and Veterans get the most from their earned VA loan benefits. Serving for over 20 years in the Coast Guard, I worked with great people who shared the same values and commitment to getting the mission done. Today, I’m excited to be part of the Victor Alpha Group at America’s #1 Retail Mortgage Lender, filled with top Veteran mortgage professionals from across the Armed Forces who share the same commitment to serving fellow Veterans.
I love helping first-time homebuyers and families grow wealth through real estate. I bring my experience as both a professional and a father with 12 moves under my belt to reduce your PCS and homebuying stress and uncertainty. I focus on education, communication and a team approach that helps you win your dream home even in the most competitive markets.
I’m very grateful for my wife, Jen, and our children, AJ and Bella, for their service and support.
Aaron’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.