Illustrated graphic features first-time homebuyers celebrating their closing and homeownership with confetti and party hats. Illustrated graphic features first-time homebuyers celebrating their closing and homeownership with confetti and party hats.

Your mortgage closing

Get the confetti ready — we’re talking closing! Once the paperwork is signed, you'll receive the keys to your new home and new adventures.

Closing on a home can take anywhere from a week to 60 days, depending on your property and financing choices. Here’s what to expect as you get closer to your closing date.

Closing cost breakdown

Closing costs are fees that are paid at closing in addition to the down payment amount. Both parties in a real estate transaction pay closing costs. Typically, they include:

  • Property taxes
  • Application fees
  • Title searches
  • Loan origination fees
  • Deposits for escrow accounts
  • Appraisal fees
  • Home inspection
  • Pest inspection
  • Real estate agent fees
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Man breaks down his closing costs using paperwork and calculator.
Eight week home moving checklist.

Get ready for moving day!

From hiring movers to contacting utility companies to doing one last walkthrough of the home you’re leaving, stay organized with our 8-week moving checklist.

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Woman checks smoke detector to maintain home safety. Woman checks smoke detector to maintain home safety.

Homeownership tools

Home maintenance

Once you’re a homeowner, taking care of your home year-round leads to more years of enjoyment. This annual, monthly, and seasonal maintenance checklist helps keep you on track.
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Home safety

In addition to maintaining your home, you want it to be the safest place to live in. This largely depends on the home itself, the occupants, and its location, but you can start by identifying broad areas that could be useful for your home safety. Then you can personalize it based on your specific home. Our safety checklist is a great place to start.
START HERE