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7301 Wiles Rd. Unit 204 Coral Springs, FL 33067 Mobile (561) 225-9931 Tel (561) 283-0544 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Gregg Benedetto
- Originating Branch Manager
- Coral Springs, FL Mortgage Loan Officer
- NMLS #396240
I’ll be with you every step of the way
Hi, I’m Gregg. With over 18 years of mortgage lending experience, I use my expertise to guide clients in the right direction for meeting their financial goals. I take the time to listen and treat every transaction as if it’s my own. I’m dedicated to efficient mortgage banking and great customer service.
At our Coral Springs, FL branch of America’s #1 Retail Mortgage Lender, we have an excellent team in place to help throughout the process, but I remain involved to make sure things run smoothly and we close on time. I also help my referral partners maximize success with joint marketing efforts and prompt service.
I look forward to helping you and your family on your next transaction. Let’s make your homeownership dreams a reality!
Gregg’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.