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6060 N Central Expressway, Suite 500 Office 523 Dallas, TX 75206 Mobile (214) 837-7264 [email protected]
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- Purchase
- Refinance
Danny Tutt
- Loan Officer
- Dallas, TX Mortgage Loan Officer
- NMLS #135527
I’ll be with you every step of the way
Hello! I’m Danny, a loan officer with America’s #1 Retail Mortgage Lender dedicated to serving clients across Texas. In 1990, I joined the mortgage industry with a passion for helping people get into a home and achieve the American dream. I started my career winning the Rookie of the Year award at my first lender before earning the President’s Club at my next, where I closed over 2,000 loans as VP of Production.
Throughout my career, one thing has set my service apart: empathy. I have a sincere curiosity about people and want to get to know them. Once we talk, I’ll be your personal problem solver, presenting information, options and guidance. From start to finish, you’ll always be in control of the decision about what is right for your situation.
On a personal note, I’m very close to family, enjoying time with my seven grandchildren and talking to my 94-year-old dad each day – plus eating breakfast with him every Saturday. I also love live music and being at the beach and lake.
Danny’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.