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- Purchase
- Refinance
Jeanette Walker
- Loan Officer
- Dardenne Prairie, MO Mortgage Loan Officer
- NMLS #2595669
Dedicated to getting it done
Hello! I’m Jeanette Walker, and I’m excited to help you navigate the world of home financing at America’s #1 Retail Mortgage Lender. I became a loan officer so I can help others feel the excitement of purchasing their dream home. I’m passionate about making the homebuying process as easy and stress-free as possible.
For the past 25 years, I’ve worked as a hairstylist, so I’ve always loved connecting with people and helping them feel their best. My love for talking and helping others has only grown as I’ve transitioned into the mortgage industry, where I can assist you in achieving your homeownership goals.
Whether you’ve found your dream home or are house hunting, I’m here to support you through every step in your home loan journey.
Outside of work, I’ve been happily married since 2002, and I’m a proud mom to two wonderful daughters. I’m also a dog lover with three furry friends at home. I love reading, spending time on the boat in the summer and enjoying life with my family.
Jeanette’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.