Articles
Primary residence or vacation home? It’s a matter of interest!
Know the difference before you buy. The type of property you want to purchase affects your mortgage interest rate. There are three potential classifications for residential property: a primary residence, a secondary residence (vacation home), and an investment property. With beach season upon us, let’s discuss the difference between a primary and secondary residence. Understanding each classification can help you avoid high interest rates and tax implications* when purchasing additional properties.
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12 Things Not to Do When Obtaining a Mortgage Loan
Buying or refinancing your home does not have to be scary or intimidating. With these tips, you will be ensured a smooth and efficient mortgage process. If you’re new to getting a mortgage or are refinancing and just need a refresher, it’s important to keep some rules in mind as you go through the process to avoid any roadblocks. Luckily, most setbacks are totally preventable! Make sure you’re set up for success and follow these homebuying “don’ts.”
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Debunking 6 Mortgage Myths
There are many other misunderstandings about applying for a mortgage and becoming a homeowner. Arm yourself with some correct information as we debunk some common mortgage myths.
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2 Questions to Ask When Refinancing a Mortgage
The decision to refinance usually leads back to achieving your life goals. We can give you all the information you need, and the answers to two questions that will influence your final choice.
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No Fear in the New Year
24 years ago, I looked out into the Atlantic Ocean on New Year's Day with fear in my heart and uncertainty in my life. I had been fired from a dot com company two weeks earlier with only two weeks of severance, no insurance for my two young children and only two months of savings in the bank.
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The Impact of Student Loan Debt on Homebuying
With a little savvy, and sound financial management, you can purchase a home — and make it a smooth, worry-free process — despite your student debt.
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Complete These Tasks to Start 2025 Off Right
Learn easy tips and when to call for help. Truth be told, we don’t feel like doing home maintenance in the cold. But getting a few things done in January can set you up for a successful New Year – ideally without any major home repairs.
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The Benefits of Working With a Real-Life Mortgage Loan Officer
Online lending is on the rise because of its convenience, but actual interaction with a mortgage professional may be able to offer even more.
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Applying for a Mortgage: More Than Just Rate Shopping
There's a lot more to a mortgage than just rates. A truly knowledgeable mortgage professional brings a lot more to the process to help you see your mortgage options through a "big picture" lens.
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