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9999 Bellaire Blvd., Suite 750 Houston, TX 77036 Mobile (713) 899-9503 Tel (469) 649-8942 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Lee Haizlip
- Loan Officer
- Houston, TX Mortgage Loan Officer
- NMLS #1120529
I’ll be with you every step of the way
Hi, I’m Lee, based in Cypress, Texas. As a native Texan and a loan officer with more than 10 years of experience, I’ve been blessed to help numerous people experience their dream of homeownership. My can-do attitude and expert operations team continue to exceed our buyers’ expectations on every transaction, helping us achieve our goal of building lifelong relationships.
My business is based on the referrals of real estate agents, builders, and past clients. They often come to us for our expertise in various niche programs. From conventional and jumbo to FHA, VA, and CCM’s Signature Series loans, I offer many ways to get it done. I understand that you have many choices when it comes to trusting someone with one of the biggest financial decisions of your life.
That’s why I take the time to answer your questions, simplify every step of home financing, and make sure you feel confident in your home loan. From our first conversation to closing, I’m excited to help open the door to your dream home with America’s #1 Retail Mortgage Lender.
Lee’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.