Skip to content
Daniel McDermott photo

Your Local CrossCountry Mortgage Loan Officer

Daniel McDermott

  • Divisional Vice President
  • Montvale, NJ Mortgage Loan Officer
  • NMLS #430030
Apply Now Free Rate Quote

I’ll be with you every step of the way

Hello! I’m Daniel McDermott, Divisional Vice President at the Montvale, NJ branch of America’s #1 Retail Mortgage Lender. I began my career in home financing in 1990 and joined CrossCountry Mortgage because of its strong reputation for innovation, leadership and exceptional growth opportunities.

What drives me is being part of a forward-thinking team that pushes the boundaries of home loan solutions. It’s a dynamic environment that motivates me to grow and contribute at the highest level.

I genuinely enjoy helping people and am committed to being accessible and responsive. I’m available seven days a week to ensure my clients are fully supported. I treat every client like a friend and approach each interaction with respect, care and transparency.

My specialty lies in helping clients plan for retirement through home equity mortgage solutions tailored to their financial plans. Whether you’re ready to get started or simply exploring your options, I’ll guide you every step of the way.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Daniel’s testimonials

Leave a Review See more testimonials

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Inspiration for your home loan journey

View All
Homeowner shakes hands with loan officer during annual mortgage checkup.

How to Save Money with an Annual Mortgage Checkup

Learn More
USDA-eligible rural white farmhouse with dormer windows and a front porch, surrounded by field of wildflowers.

USDA Property Eligibility Map 2025

Learn More
A white cottage with black front door and fall decor, a home secured with earnest money during the homebuying process.

What Is Earnest Money?

Learn More

My social posts

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.

    Learn more

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

    Learn more

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

    Learn more

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.

    Learn more

Get Pre-Approved

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated, artificial, or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.