Articles: Homebuying
What Are Conforming Loan Limits?
In November, the Federal Housing Finance Agency (FHFA) announces new conforming loan limits for the following year. Understanding these conforming loan limits is key to making informed real estate and home financing decisions.
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Down Payment: How Much Do You Need for a House?
Are you ready to make the move? For many Americans, getting ready to buy a house is an exciting time you should enjoy. And often, your next step involves coming up with the down payment.
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Can You Buy a House with No Money Down?
Looking to buy a home and have no money for down payment? Find out how you can get a mortgage with no money down and what loan options you have.
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Do I Need a REALTOR® to Buy a House?
When you're ready to buy a home you'll need to consider whether or not you want to work with a REALTOR®. You’re under no legal obligation to hire a real estate agent when making a home purchase.
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What Is Private Mortgage Insurance (PMI)?
What is private mortgage insurance? Explore PMI - including when it’s required, how much it costs, and how to avoid paying it with the Bye-Bye PMI loan program.
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How to Calculate Debt-to-Income Ratio (DTI)
Learn how to calculate your Debt-to-Income Ratio (DTI) to assess your financial health for loans. Discover tips to lower DTI and secure better loan terms.
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What Is the Average Down Payment on a House?
Curious what the average down payment is on a house? Learn how factors like home price, loan type, and location influence what you need to save in this guide.
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How to Buy an Investment Property
Learn how to buy an investment property and build wealth. This guide covers property types and financing options to help you start investing in real estate.
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How to Buy a House Out of State
From researching the housing market in another state, to getting a mortgage loan financed out of state, discover home relocating strategies for a smooth move.
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Who Pays Closing Costs?
Learn who typically pays the closing costs during a home sale transaction, the buyer or the seller, and how these costs can be negotiated or financed if needed.
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