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- monday: 8:00AM – 8:00PM
- tuesday: 8:00AM – 8:00PM
- wednesday: 8:00AM – 8:00PM
- thursday: 8:00AM – 8:00PM
- friday: 8:00AM – 8:00PM
- saturday: 9:00AM – 5:00PM
- sunday: 9:00AM – 5:00PM
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- Divorce
- Jumbo Loan
- Purchase
- Refinance
- Renovation Loan
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Your Local CrossCountry Mortgage Loan Officer
Tory Tarsitano, CRMS
- SVP of Mortgage Lending
- Mt. Prospect, IL Mortgage Loan Officer
- NMLS # 146166
I’ll personalize your home financing
- 2024 Mortgage Executive Magazine Top 1% Mortgage Originator
At the Tory Tarsitano Group, we believe that every interaction with our customers is an opportunity to create a memorable experience. Our commitment to unparalleled customer service is more than just a promise— it’s the very foundation of our mission.
Imagine walking into a space where you are not just a customer, but a valued guest, treated with the utmost care and attention. Each member of our staff is dedicated to ensuring that you feel comfortable and understood.
We approach every interaction with a single question in mind: How can we be better for you?
From your very first contact with us, our team is here to act as your personal advisor. We understand that your needs are unique, and we strive to tailor our services to exceed your expectations.
Whether it’s answering questions, providing recommendations, or resolving issues, our group is trained to listen first and act second, ensuring that your experience is as seamless and enjoyable as possible.
We take the time to understand your preferences and desires, always aiming to enhance your experience. Our goal is to make you feel valued, respected, and comfortable every step of the way.
We look forward to the opportunity to prove to you how our unwavering dedication to customer service can transform your experience. Because for us, it’s not just about meeting your needs; it’s about anticipating them.
Let us show you how exceptional service can make all the difference.
We look forward to earning your business not only today but in the future as well.
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Guides and resources
How much will your mortgage payment be?
Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Tory’s Reviews
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.