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401 Westpark Court, Suite 200, Office 12 Peachtree City, GA 30269 Mobile (404) 620-9082 Tel (706) 262-7032 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Stephanie Breaux
- Loan Officer
- Peachtree City, GA Mortgage Loan Officer
- NMLS #2339838
I’ll be with you every step of the way
Hi, I’m Stephanie. With four years of experience in the real estate market, I bring an in-depth knowledge of loan products, a sophisticated understanding of the financial and real estate market, and exceptional customer service. I genuinely care for people and always seek to build long-term relationships with my clients and partners.
Born and raised in Newman, Georgia, I graduated from East Coweta High School and attended the University of West Georgia for Nursing. I fell in love with real estate and combined my mathematics skills to jump into home financing. Years later, I’m still passionate about my career and look forward to putting my experience and expertise to work for you.
Outside the office, I enjoy disc golf and traveling. I’m also a new mom enjoying motherhood and an avid dog lover with my very own fur babies. Let’s work together to find the right mortgage solution for you with America’s #1 Retail Mortgage Lender.
Stephanie’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.