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  • 305 Mt. Lebanon Boulevard, Suite #300 Pittsburgh, PA 15234 Mobile (412) 657-2234 Tel (412) 223-3538 [email protected]
    • monday: 8:00AM – 5:00PM
    • tuesday: 8:00AM – 5:00PM
    • wednesday: 8:00AM – 5:00PM
    • thursday: 8:00AM – 5:00PM
    • friday: 8:00AM – 5:00PM
    • Purchase
    • Refinance
Your Local CrossCountry Mortgage Loan Officer

Luke Andreen

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  • Senior Mortgage Consultant
  • Pittsburgh, PA Mortgage Loan Officer
  • NMLS #420588

I’ll be with you every step of the way

Hi! I’m Luke Andreen. I entered the mortgage industry back in June of 2003, and within two months my brother Mark joined me. We formed what is now known as The Andreen Team and have never looked back. Since 2003, we’ve helped almost 7,000 families with their home financing, totaling more than $1 billion in loan dollar volume. The driving force to our success is the deep-rooted relationships we have established with our many repeat clients and referral partners.

We each use 20+ years of experience to educate and advise our clients, starting with the first conversation. By focusing on educating, communicating, and executing, we have been delivering a world-class mortgage experience for nearly two decades – now at America’s #1 Retail Mortgage Lender!

Both of us are Pittsburgh, PA, natives. I currently live in Upper St. Clair with my wonderful wife and our four sons, while Mark lives in Mt. Lebanon with his fantastic wife, two daughters and two sons.  

Luke’s testimonials

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How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt. 

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. 

I’d love to hear from you.

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