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Sandee Lutz

National Renovation Sales Manager

Team Renovation

NMLS #533656

226 S Main, Suite 202
Romeo, MI 48065
Contact Methods
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About Sandee

With two decades of experience as a loan officer, Sandee is well versed in all facets of the mortgage industry with a focus on renovation financing. Sandee’s one of a kind expertise covers all you need to know about FHA 203k and homestyle loans.

Sandee graduated from Ferris State University in Big Rapids, Michigan with a Bachelor of Business Administration. She is based out of Romeo, MI, and additionally covers properties in IN, FL, MN, CO, IL, OH, WA, WI, KS, and MO.

Renovation loans aren’t easy, but Sandee is your go-to Regional Renovation Sales Manager to make your renovation dreams a reality.

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  • Renovation Loans
  • Purchase
  • Refinance Loans

Recent Posts and Articles


First time homebuyers painting their home financed with a rehabilitation loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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