Headshot of Scott McCarty

Scott McCarty

Branch Manager

Lake Oswego, OR Mortgage Lender

NMLS #133765

525 3rd Street , Suite 322
Lake Oswego, OR 97034
Contact Methods
mobile Mobile
(503) 806-0700
fax Fax


About Scott

Scott McCarty has been helping home buyers with their mortgage needs since 1999 after graduating from the University of Oregon. Prior to college, Scott was in the US Navy and traveled the world on the aircraft carrier, USS Carl Vinson. Scott's passion over the last 24 years has been to help people achieve their dream of home ownership and that success is a result of having a great team behind him to help his clients through the process. Lenders today require quite a bit more documentation than they used to and being very thorough is a key to closing a loan transaction on time. Home buyers and people refinancing their homes can feel overwhelmed with the amount of paperwork but Scott helps reduce that burden through our online application portal which requires less documentation on our client's part. This helps the process go smoother and faster resulting in happy customers.

Scott would love the opportunity to work with you. He and his team will take time to answer all your questions and walk you through the process so you understand what is happening from beginning to end. Communication is very important to Scott and his team. They know this can be the biggest financial transaction in your life so having you feel like you know how things are going all of the time is very important.

Scott has lived in West Linn for nearly 20 years with his wife and three amazing kids.

Proud US Navy Veteran


  • Purchase and Refinance
  • Construction Loans
  • First Time Homebuyers
  • Jumbo Loans
  • Renovation Loans
  • USDA Loans
  • VA Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

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Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.