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  • 2125 Oak Grove Road, Suite 328 Walnut Creek, CA 94598 Mobile (925) 787-7515 [email protected]
    Schedule a call
    • monday: 9:00AM – 7:00PM
    • tuesday: 9:00AM – 7:00PM
    • wednesday: 9:00AM – 7:00PM
    • thursday: 9:00AM – 7:00PM
    • friday: 9:00AM – 7:00PM
    • saturday: 10:00AM – 3:00PM
    • Down Payment Assistance
    • FHA Loan
    • First-Time Homebuyers
    • Jumbo Loan
    • VA Loan

Your Local CrossCountry Mortgage Loan Officer

Ben Buehler

  • Loan Officer
  • Walnut Creek, CA Mortgage Loan Officer
  • NMLS #975391
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I’ll be with you every step of the way

Ben Buehler is the kind of loan officer who makes home financing feel less like paperwork and more like progress. A trusted partner to agents and a fierce advocate for buyers, he specializes in helping first-time homebuyers, move-up buyers and savvy investors close with confidence.

 

Since 2016, he’s brought a detail-obsessed, people-first approach to home loans. His instincts were shaped by two mortgage-broker parents and a first-hand understanding of how life-changing smart financing can be. Known for his availability, transparency and uncanny ability to navigate tricky deals, and deep relationships with real estate agents, escrow teams and community partners makes him a true asset in any transaction. That local focus earned him Affiliate of the Year honors in 2024 from both the Real Estate Marketing Association and Contra Costa Realtors in Motion.

 

Whether he’s securing a fast-track approval for a dream home or strategizing with agents to help them win their next deal, he brings clarity, speed, and heart to every transaction.

Ben’s testimonials

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Calculate your DTI ratio to see how much house you can afford 

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
Women sits at kitchen table and researching options to help her purchase a home instead of renting one.

Save on Your Mortgage Every Month

Say Bye-Bye PMI 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI). 

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

Contact me

Move On From Renting

Buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home. 

Not sure you’re financially ready?  

We’ll make a plan that fits your budget. 

Think iffy credit will hold you back?  

I’ve got options with flexible requirements. 

Unsure about high rates, down payments, or closing costs? 

We’ll find ways to save.  

Don’t wait – let’s start the process so you can make your big move. 

Contact me

Inspiration for your home loan journey

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Homeowner shakes hands with loan officer during annual mortgage checkup.

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USDA-eligible rural white farmhouse with dormer windows and a front porch, surrounded by field of wildflowers.

USDA Property Eligibility Map 2025

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A white cottage with black front door and fall decor, a home secured with earnest money during the homebuying process.

What Is Earnest Money?

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.

    Learn more

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

    Learn more

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

    Learn more

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.

    Learn more

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