Headshot of Barry Koven

Barry Koven

Branch Manager

Carbon Team - BK

NMLS #404510

37 N 15th St, Ste 108
Brooklyn, NY 11222
Contact Methods
mobile Mobile
(917) 597-1330
fax Fax


About Barry

As a Producing Branch Manager with a Specialty in Renovation and Construction Loans, I'm a uniquely qualified Mortgage Professional with 18 years of Experience, historically ranked in the Top 1% of Mortgage Originators in America.

I excel at management, coaching my team to grow their business while servicing referral partners and clients to get the right mortgage. I provide sales assistance, marketing support, coaching, technology, and dedicated underwriters and processors.

As a Loan Originator, I help clients with financing needs up to $30 million, offering traditional and specialty mortgages for doctors, self-employed, investors, foreign buyers, and high net worth clients. I pride myself on amazing customer service and extensive knowledge for purchases and refinances of all property types.

My specialty is Purchase, Renovation, and Construction Loans. My team is the most experienced in the industry, efficiently guiding clients through FHA 203K, Fannie Mae HomeStyle, Freddie Mac Choice, and VA Renovation Loans for purchasing fixers or renovating existing homes, as well as Construction loans for building new homes. These products offer low down payments, as little as 3.5% or even 100% financing for Veterans.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
First time homebuyers admiring their new home

Ready to buy your first home?


Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

Homeowners planning renovations for their home

Make any home your dream home

Tired of leaving open houses without finding “the one?” With a renovation loan, you can bring your ideas of the perfect home to life!

Here’s how:

  • Finance the costs of buying and upgrading a home with one loan, so you can purchase an imperfect but good (and probably less expensive) house and add your personal touch.
  • Refinance the cost of home improvements to get the benefits of moving without the packing and unpacking, figuring out new utilities…
    you know the hassle.

Learn More

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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