Address
6101 Ball Road, Suite 201
Cypress, CA 90630
Contact
Phone
(714) 820-1535 (714) 820-1535
Email
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Purchase
Purchase
Refinance Loans
Refinance Loans

Awards

MEET YOUR LOAN OFFICER

About Joe

Joe Soto, NMLS# 175142, has been a trusted mortgage specialist since 2004. In 2019, Soto and his skilled team of mortgage professionals with a combined 50+ years of experience, closed over $55 million in loans. His performance has earned him the recognition as one of the top loan producers in the country from Scotsman Guide© (2019) and he’s also been ranked in the top 1% of national production by Mortgage Executive Magazine for two consecutive years (2018-19).

Soto has been tapped by both the Pacific West Association of REALTORS© and the Rancho Southeast Association of REALTORS© to teach continuing education classes for real estate professionals all across Southern California.

Soto is married and a father of two girls. A native of Brooklyn, New York, Soto and his family proudly reside in Cypress.

Blog

Recent Posts and Articles

  • A woman standing in her new home

    Women Taking (Home) Ownership

    Let’s hear it for 100 years of women’s progress in homeownership! Read about their phenomenal influence on the market as we celebrate women and mortgages.

  • Winning a Homebuyer Bidding War

    Winning a homebuying bidding war depends on key factors you can control, including your outlook, tactics and the team around you.

  • First time homebuyers learning how they can buy a home with student loans

    The Impact of Student Loan Debt on Homebuying

    For first-time homebuyers with student loan debt, these personal financial strategies will increase the chances of a successful close.

  • A mailbox filled with junk mail

    An increase in snail mail is part of life after your loan closes. Learn what mail is important and how to reduce the volume of junk mail.

Trusted by Real Estate Agents

Agents trust us with their clients because they know we will get the deal done right the first time, and FAST. We reduce the time buyers will spend in escrow, so agents can spend more time focusing on new listings.

The Soto Team is proud to be a featured presenter with the following agent associations:

  • Pacific West Association of Realtors Pacific West Association of Realtors logo
  • Rancho Southeast Association of Realtors Rancho Southeast Association of Realtors logo

Resources

Helping your home financing process go smoother

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (714) 820-1535