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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Eric Buhler
I’ll be with you every step of the way
Hi, I’m Eric, and after being a Top 15 Producing Loan Officers at a national mortgage lender for many years, I joined CrossCountry Mortgage as branch manager of the Melville, NY office. With over 25 years of experience in the mortgage and finance industry, and many accolades, I fully understand the complexities of this ever-changing industry.
I truly love what I do and take tremendous pride in meeting the needs of my clients. I know the mortgage landscape and how difficult it can be for borrowers. That’s why I process each loan as if it were my own—finding the terms that are right for your budget, competently handling the closing, and ensuring everything runs smoothly. I’ll navigate you through the red tape and protect you from any unpleasant surprises, all while answering your calls promptly and professionally.
The financial aspect of homebuying can be stressful, but it doesn’t have to be. Contact me today, and let my team and I make homeownership a reality at America’s #1 Retail Mortgage Lender.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.