Headshot of Joseph Girolamo

Joseph Girolamo

Branch Manager

Peabody, MA Mortgage Lender

NMLS #496314

Adress
6 Bourbon Street, Suite F & H
Peabody, MA 01960
Contact Methods
Email
tel Phone
978-346-3807
mobile Mobile
(617) 771-1382
fax Fax
978-717-3546

Awards

About Joseph

I first became interested in the mortgage industry when I purchased my first home in 1988. I was working in electronics at the time and was inspired by the loan officer that made my dream of owning a home a reality. It made me want a career that offered a more meaningful impact in people’s lives and in my own. I left electronics and got my first job as a mortgage loan officer shortly after.

I studied the guidelines and quickly became the go to person for questions on complicated scenarios and loan structures. This helped me to advance to the position of Sales Manager early in my career. I find a great deal of purpose and satisfaction mentoring new loan officers working to advance their own careers under my supervision.

I have been helping my clients buy and refinance their homes for over 30 years, and truly love my job. I am proficient at loan diagnostics, process flow and problem solving.

Whether I am preparing first time homebuyers for their purchase, working on a refinance transaction, or helping those interested in buying an investment property or second home, my borrower’s best interests are always my top priority.

I begin by asking questions and listening closely to your response. I am here to learn and understand your wants, unique needs, goals, and plans. I will find the right loan program that best fits your financial profile.

In the industry, I am known to be knowledgeable, professional, and reliable. I am detail oriented and will work to prepare you for the exciting process of obtaining a mortgage.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 978-346-3807