Headshot of Michael Murgatroy

Michael Murgatroy

Branch Manager

The Murg Team

NMLS #60099

Adress
900 NW 17th Avenue, Unit 202
Delray Beach, FL 33445
Contact Methods
Email
tel Phone
561-486-0731
mobile Mobile
(954) 821-5062
Apply Now

Awards

Scotsman Guide 2024 Top Originator Award
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Michael

Hi, I'm Mike Murgatroy, and for over 25 years, The Murg Team and I have served thousands of individuals and families with integrity and ingenuity. We work hard to structure mortgage solutions to fit financial requirements and wealth management portfolios.

As part of our Delray Beach, FL branch at America’s #1 Retail Mortgage Lender, our core mission is to exceed the expectations of our clients and agent partners through education and empowerment, delivering an unparalleled mortgage experience. This means we’ll always be transparent in the advice we share. I keep an open line of communication to build trust, helping everyone stay informed on every step of your loan process.

I’ve been a Scotsman Top Originator year over year since 2013 for a good reason. Our team uses our core mission to strengthen pathways and assist Veterans both locally and nationally with their home purchase and refinance goals. No matter where you’re looking to find a home, The Murg Team is here to help make that dream a reality. We are in it for life.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

Veteran embraced by family after coming home to a house purchased using a VA loan.

Come home
with a VA Loan

 

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable.

Purchase or refinance, contact me to learn more.

Start here

The kitchen of a new homeowner

Buying now means saving later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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