Headshot of Ryan Boyd

Ryan Boyd

Loan Officer

The Ryan Boyd Team

NMLS #1313799

Adress
5601 Mariner St. Suite 101
Tampa, FL 33609
Contact Methods
Email
tel Phone
813-345-4378
mobile Mobile
(727) 742-7966
Apply Now

Awards

Scotsman Guide 2024 Top Originator Award
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About

I am excited at the opportunity to help you with your purchase or refinance needs! I pride myself on being knowledgeable, honest, and dedicated to providing the highest possible level of communication so that you are comfortable throughout the loan process. It is my goal with every client to listen to your needs, educate you on the loan options available, and ultimately provide you with an experience that exceeds your expectations. I am proud to be a part of the CrossCountry Mortgage team, founded in 2003, recognized in the Inc. 5000 list of America's fastest growing private companies four years in a row. CrossCountry Mortgage is a direct lender which provides you with distinct benefits. We handle all our loans in-house throughout the entire process including processing, underwriting, and funding. I am also the single point of contact throughout the entire process so my borrowers are always up to date on the status of their loan. It is this efficiency that allows us to close your loan in an average 21 to 28 days.

Whether you are buying your first home, an investment property, or the luxury home you've always dreamed of, I can help you achieve your home financing goals. Rest assured we have some of the most competitive rates in the industry as well as a very diverse set of product offers.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI

 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

Start Here

A borrower holding her baby and learning more about buying a home

Ryan's Video Resource Center

Looking to learn more about the mortgage process or to know the difference between pre-approval and pre-qualification? Get those questions and many more answered with Ryan's video resource center. Check out the latest videos!

View Ryan's Videos

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

What Our Clients Say

My experience was excellent. It was easy to send in my documents electronically, and signing the documents was very simple.
Albert C.
Ryan was very helpful and friendly throughout the process. He was able to come up with a plan and get us exactly what we were looking for! He has achI'ved superhero status! Thank you Ryan!
David H.
Ryan's service was exemplary. If my family does any type of residential lending in the future, I will contact CrossCountry first.
Brent J.
Was great I got answers back right away so I can't think of anything.
ROBIN L.
Ryan was extra supportive from the beginning to the closing. He is very knowledgeable and cares for his customers. He was available every time I called him with question, accommodating my working schedule, and I really appropriate it. He understood my unique needs for a loan from the very beginning. Hope you have more employee like Ryan Boyd.
VESNA S.
Ryan Boyd always does a great job of communicating and answering questions in a timely manner. He is always patient and explains the process thoroughly.
Justin A.

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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