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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Angela Rose
I’ll be with you every step of the way
Hello! My name is Angela. West Michigan is such a wonderful place to live, work and play. I’ve been blessed to have grown up and raised my family here. Since 2000, I’ve helped clients do the same through homeownership by guiding families through the mortgage process. I strive to make home financing as streamlined and stress-free as possible with America’s #1 Retail Mortgage Lender.
While I help all borrowers, assisting Veterans is my passion. Serving those who have served us is so important because we would not be where we are if it wasn’t for our Veterans and Servicemen and Women. I take pride in advocating for our Veterans and helping others understand that the VA loan is a great solution and that they earned the right to use it.
My goal is always to stay my authentic self. With that, I share my knowledge, values and integrity when helping clients finance their first home, vacation home, investment property, or refinancing to meet their future goals. I look forward to helping you, your family members, friends or co-workers!
Angela’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.